Terms of Service

Last updated: [EFFECTIVE DATE]
These Terms are a starting template and not legal advice. Have them reviewed by a qualified lawyer before relying on them, especially because the Service connects to your payment and identity providers.

1. Agreement

These Terms of Service ("Terms") govern your access to and use of billt (the "Service"), operated by [LEGAL ENTITY] ("we", "us"). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

2. What billt does

billt provides developer infrastructure to add authentication (via third-party identity providers such as Google) and payment/subscription flows (via third-party payment processors such as Stripe) to your application.

billt does not process or hold your funds. Payments flow directly through the payment provider account that you connect. We facilitate the integration; we are not a payment processor, bank, or money transmitter.

3. Accounts

You must provide accurate information and are responsible for safeguarding your credentials and API keys. You are responsible for all activity under your account. You must be at least 18 years old and able to form a binding contract.

4. Your responsibilities

5. Acceptable use

You may not use the Service to violate any law, infringe rights, transmit malware, attempt to breach security, or process payments for prohibited or fraudulent activity. We may suspend access for violations.

6. Fees

Paid plans are billed in advance on a recurring basis and are non-refundable except where required by law. We may change pricing with prior notice. Failure to pay may result in suspension.

7. Intellectual property

The Service, including its software and branding, is owned by us or our licensors. We grant you a limited, non-exclusive, non-transferable license to use the Service per these Terms. You retain ownership of your own content and data.

8. Third-party services

The Service integrates with third parties (e.g. Google, Stripe). We are not responsible for third-party services, and your use of them is governed by their respective terms and policies.

9. Disclaimer of warranties

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted or error-free.

10. Limitation of liability

To the maximum extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or data. Our total aggregate liability will not exceed the amounts you paid us in the [12] months preceding the claim.

11. Indemnification

You agree to indemnify and hold us harmless from claims arising out of your use of the Service, your content, your end-users, or your violation of these Terms or applicable law.

12. Termination

You may stop using the Service at any time. We may suspend or terminate access for breach of these Terms or to comply with law. Upon termination, your right to use the Service ceases.

13. Changes to these Terms

We may update these Terms. Material changes will be communicated, and continued use after changes take effect constitutes acceptance.

14. Governing law

These Terms are governed by the laws of [JURISDICTION], without regard to conflict-of-law rules. Disputes will be resolved in the courts of [JURISDICTION].

15. Contact

Questions about these Terms: [CONTACT EMAIL].